It’s your money. We don’t need to check your credit or charge interest just to let you spend it.
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When you swipe your card, Extra spots you for your purchase and pays itself back the next business day.
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And at the end of the month, Extra addsup all of your transactions and reports them to the bureaus as creditworthy payments.
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Extra connects to your bank account so there’s no credit check, and you’re spending the money you actually have.[4][5]
[4]In order to transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra’s services.[5]Extra sets each Cardholder’s Spend Power based upon a proprietary data-driven risk model, utilizing objective signals to assist in the identification of those Cardholders who intend and are able to faithfully pay for their transactions.
Earn rewards and visit the Rewards Store to redeem points for a wide array of items.
No
Builds credit by reporting transactions to 2 credit bureaus.
No
Concierge with 24/7 service.
Not for a free product
Builds credit by reporting transactions to 2 credit bureaus.
Probably free, but it won’t build your credit score.
Builds credit by reporting transactions to 2 credit bureaus.
Won’t help your credit score
“This is amazing. Definitely worth it. Credit went up 70 points this past month.”
Amethyst King via. Apple App Store
“This is amazing. Definitely worth it. Credit went up 70 points this past month.”
Amethyst King via. Apple App Store
“This is amazing. Definitely worth it. Credit went up 70 points this past month.”
Amethyst King via. Apple App Store
No Credit Check, No Interest
Seamlessly connects to 10,000+ banks using PLAID
Application takes less
than 2 minutes
